WILSON SPORTS INSURANCE

43 Crown Road

Willow Park, TX 76087

 

For insurance questions please contact:

John Wilson @ 817-528-0759 or john@wilsonsportsins.com

 

Click Here to Download Insurance Form

 

General Liability Coverage

 

The policy helps protect your association, coaches, referees, volunteers, officers, directors and participants. This coverage is provided for third party lawsuits of negligence brought against your association during practice, play or tournaments for Bodily Injury and Property Damage.

 

The plan will help pay sums for which the Insured becomes legally obligated to pay as damages because of:

 

ü Bodily Injury & Property Damage

ü Participant Legal Liability

ü Premises and Operations

ü Personal & Advertising Injury

ü Med Expense for Spectators Only

 

Defense and Legal fees are covered in addition to the policy limits provided

 

Property owners may be added as additionally insured without an extra charge.

 

Waivers and Releases must be on file and a copy must be submitted to the agency prior to binding.

 

Notable Exclusions: Employment related practices, Fungi or Bacteria, Pyrotechnics / Fireworks.

 

Exclusions: You must refer to the policy for complete information on policy conditions and exclusions.

 

How to Qualify

 

This policy is written on a master policy. To qualify, all teams purchasing insurance must be registered with High School 7 on 7. The registration fee of $5.00 is included in the insurance rating. A complete roster must be sent with your application and payment.

 

Policy Underwritten by:

PHILADELPHIA INDEMNITY INSURANCE COMPANY

Rated A+ XIII (Superior) by AM Best

__________

 

Excess Accident Coverage

 

The policy helps covers all players, coaches & cheerleaders against specific losses resulting directly from accidental bodily injury sustained while participating as a member in a scheduled game, official tournament or practice session, or while traveling directly to or from such game and practice session.

 

Accidental Medical Expense Benefit pays for reasonable medical expenses incurred as the result of injuries sustained in a covered accident up to policy limits chosen and subject to the deductible. Covers necessary medical or surgical treatment, services or supplies which are prescribed by the insured person's attending physician. The first expense must be incurred within 26 weeks of the accident and the last expense within two years of the accident.

 

"Reasonable medical expenses" means the amount of such expenses which are not in excess of the average charges made for medical or surgical treatment, services or supplies in the locality where it is received.

 

Notable Exclusions: intentionally self-inflicted Injury, suicide, or attempted suicide, whether sane or insane; war or act of war, whether declared or undeclared; Injury sustained while in the armed forces (land, water or air) of any country or international authority; Injury sustained while in or on, boarding or alighting from, being struck or run down by, any aircraft except as an airline passenger on an aircraft: (a) operated by a passenger airline on a regularly scheduled trip over its established route or that is chartered by that airline; or (b) any transport type aircraft operated by the Military Airlift Command (MAC) of the United States or any national government recognized by the United States; medical services performed by any person retained or employed by the Team or Policyholder; repair, replacement, examination for prescriptions, or fitting of: (a) eyeglasses; (b) contact lenses; or (c) hearing aids; dental work or treatment on natural teeth which is not necessary for the repair or relief of Injury; cosmetic or plastic surgery which is not necessary for the repair or relief of Injury; repair or replacement of existing dentures, partial dentures, braces, fixed or removable bridges, or other artificial dental restoration; repair or replacement of artificial limbs or orthopedic braces; Injury sustained while the Insured Person is voluntarily taking drugs which federal law prohibits dispensing without a prescription, including sedatives, narcotics, barbiturates, amphetamines or hallucinogens, unless the drug is taken as prescribed or administered by a licensed Physician; Injury sustained by an Insured Person during or as a result of his or her commission of a felony or while incarcerated for a felony, except that this exclusion will not be applicable upon acquittal or dismissal of the felony charges; Injury sustained as a result of the Insured Person's being legally intoxicated from the use of alcohol while operating a motor vehicle; expenses incurred for services, treatment, supplies or facilities rendered by: (a) the Policyholder's health service or infirmary; or (b) any Physician or nurse employed or retained by the Policyholder; hernia; expenses covered under any automobile reparations insurance (no-fault) or automobile insurance medical payments benefit.

 

Exclusions: You must refer to the policy for complete information on policy conditions and exclusions.

 

Policy Underwritten by:

THE HARTFORD INSURANCE COMPANY

Rated A+ XV (Superior) by AM Best

 

Click Here to Download Insurance Form

 

 

 WILSON SPORTS INSURANCE

43 Crown Road

Willow Park, TX 76087

 

For insurance questions please contact:

John Wilson @ 817-528-0759 or john@wilsonsportsins.com